Does Dental Insurance Cover Emergencies?

emergency dental first aid

Dental emergencies often happen without warning. Cost is the last thing you want to worry about when you need immediate treatment. If you have dental insurance, will your plan cover emergencies?

Insurance & Emergencies

The good news is that most insurance plans cover at least some part of emergency care. You may be responsible for a co-pay, deductible, or some percentage of the treatment. How much you owe depends on the treatment, which can vary significantly based on the emergency you’re dealing with. Treating a chipped tooth will cost less than treating a knocked-out tooth. To get a general idea of what your insurance will pay, take a closer look at your plan’s coverage of emergencies or after-hour care. Our financial coordinator can find that information for you, too.

What Qualifies as an Emergency?

Anytime you feel severe pain in a tooth, your gums, or your jaw, you want to give us a call. Here are the most common types of emergencies:

  • Throbbing, persistent toothache
  • Lost permanent tooth
  • Chipped or cracked tooth
  • Broken crowns, bridges, or dentures
  • Sudden pain in your jaw
  • An abscess

What If I Don’t Have Dental Insurance?

We want to make dental care – including emergency dentistry – as affordable as possible for our patients. We accept CareCredit financing, which is a third-party financing option that works like a credit card for healthcare expenses. With low and zero-interest plans, you can break the cost of treatments into affordable monthly payments. CareCredit can be used at the dentist, doctor, and even veterinarian. We also offer an in-house dental membership plan that covers 100% of preventative services like X-rays, cleanings, and exams. Members get 25% of other treatments like fillings, crowns, and extractions.

Emergency Dentistry at Midtown Dental in Logan, Utah

Dental emergencies are stressful enough without worrying about how much treatment costs. Thankfully, most insurance plans include emergency dental care. As soon as you notice symptoms of an emergency, please call Dr. Hunsaker and the team. Waiting too long can make the problem worse and more expensive. If you have any questions about your insurance coverage or our services, please contact us today!

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Our Patient Reviews

"Dr. Hunsaker and his staff are so nice! Dental work is tricky for me with some medical conditions I have, and they genuinely listened to my concerns and made sure I was comfortable. I was super nervous but they did a great job and I had no pain! Also very reasonably priced. Thank you for being amazing!"
- Fallon R.

Just took my boys to Dr. Hunsaker this morning. First time there and we will definitely be patients of his for life! Such a great experience all around! Nice friendly staff and Dr. Hunsaker was very personable and took the time to address all my concerns. I'm so happy I gave this office a try and that I now have a permanent dentist office for my family!
- Tracy H.

I truly love my Dentist. He is kind, patient and cares. I recommend midtown dental to everyone in the valley. This is the best Dentist ever. Anytime I have an emergency they try and fit me in as soon as possible. The staff is so kind and gentle they make you feel comfortable.
- Daisy A.

"Had a wonderful experience at Midtown Dental. Betsy did all my X-rays and cleaning and was awesome - so friendly and easy to talk to. Dr. Hunsaker was so kind and easy going - answered all of my questions. I didn’t feel rushed or like another paycheck for him - he was genuine and kind. Thrilled to have found a dentist office I want to stick with for the long haul."
-Ashley A.

Dr. Hunsaker and his team are gems! They were very accommodating and understanding of my tight schedule and were able to get me squeezed in and taken care of!
- Jailene V.

Dr. Hunsaker and his team at Midtown Dental are amazing! They have very reasonable prices and are very down to earth. I really appreciate how quickly they try to get my family and I on the schedule for cleanings and treatment. I definitely reccomend this office!!
- Emily W.

Midtown Dental

Midtown Dental